The Roofing Certificate form serves as a crucial document for homeowners seeking to lower their residential insurance premiums. By certifying that a roof has been installed in compliance with specific standards, this form enables property owners to benefit from potential cost savings on their insurance. However, it is important to understand that this certification does not imply any warranty from the manufacturers, suppliers, or installers involved.
The Roofing Certificate form serves as a vital tool for homeowners seeking to reduce their residential insurance premiums in Texas. This document, issued by the Texas Department of Insurance, outlines essential roofing installation information and certification requirements. Homeowners must understand that the completion of this form is not merely a bureaucratic step; it directly impacts their financial obligations regarding insurance. By certifying that a roof covering has been installed according to the manufacturer’s specifications and meets the Underwriters’ Laboratory Standard 2218 for impact resistance, roofing companies enable homeowners to qualify for premium reductions. The form captures critical details, such as the roofing company’s name, address, and license number, alongside the homeowner’s information. It also requires the roofing company’s authorized representative to attest to the compliance of the installed materials, which are categorized by their impact resistance classification. Importantly, the form includes strict guidelines regarding labeling, ensuring that all materials used are properly identified and documented. Homeowners must retain a copy of this form while providing another to their insurance company, as any misrepresentation can lead to serious consequences, including charges of fraud. Understanding the nuances of this form is crucial for homeowners looking to navigate the intersection of roofing standards and insurance benefits.
When filling out the Roofing Certificate form, it is essential to follow specific guidelines to ensure accuracy and compliance. Here is a list of things you should and shouldn't do:
When filling out and using the Roofing Certificate form, keep these key takeaways in mind:
Owner Operator Leased to Company - Reinforces the importance of timely notifications regarding changes or regulations affecting the agreement.
Chick Fil a - Excited to be part of a team that prioritizes customer satisfaction.
Va Application 10-2850c - The process may involve subsequent interviews and evaluations after submitting the form.
Clear All Fields
Print Form
NOTICE TO HOMEOWNER: Completion of this certificate will entitle you to a credit on your residential insurance premium. This form is solely for the purpose of enabling residential property owners to obtain a credit on their residential insurance premium and it is not to be construed as any type of express or implied warranty by the manufacturer, supplier or installer.
Roofing Installation Certification
Name of Roofing Company
Street Address
City, State, Zip
PhoneLicense # (if any)
Address of Residence (Installer must complete the following information before signing form.)
Name of Owner
Home Phone
Address
Work Phone
I,
, an authorized representative of
Print Name of Representative
, do hereby certify that
Print Name of Roofing Company
I have installed in accordance with the manufacturer's specifications on the above described residence a roof covering listed as complying with Underwriters' Laboratory Standard 2218, Impact Standard for Impact Resistance of Prepared Roof Covering Materials with an impact resistance classification of:
Class 1
Class 2
Class 3
Class 4
Manufacturer's Name
Brand Name
Year Manufactured
Date of Installation
The roof covering installed on this residence meets one of the following requirements:
The roof covering product packaging indicates the U.L. Classification under U.L. Standard 2218, the manufacturer's name, the date of manufacture, and the brand name. A label from the packaging has been supplied to the owner of the residence; or
The metal roof covering is 26 gauge or thicker material, and is installed over solid underlayment.
Original Signature of Roofing Company's Authorized Representative
Date
Policyholder's Signature
One copy for Insurance Company
Second Copy to Policyholder
OFB 8350 09-12
Misconception 1: The Roofing Certificate guarantees a reduction in insurance premiums.
While completing the Roofing Certificate can help you qualify for a premium reduction, it does not guarantee that your insurance company will automatically lower your rates. Each insurer has its own policies regarding premium adjustments.
Misconception 2: The form serves as a warranty for the roofing work.
This certificate is not a warranty. It simply verifies that the roofing installation meets certain standards. Homeowners should not assume that it covers any defects or issues with the roofing materials or installation.
Misconception 3: Only specific roofing companies can fill out the form.
Any licensed roofing company can complete the Roofing Certificate, provided they meet the requirements outlined in the form. Homeowners should ensure that their chosen contractor is properly licensed and qualified.
Misconception 4: Homeowners must pay extra fees to obtain the certificate.
There are typically no additional fees associated with obtaining the Roofing Certificate itself. However, homeowners may incur costs related to the roofing installation or repairs that need to be completed before the certificate can be issued.
Misconception 5: The certificate is only for new roofs.
The Roofing Certificate can be used for both new installations and roof replacements. As long as the roofing work meets the specified standards, it is eligible for certification.
Misconception 6: All roofing materials qualify for the certificate.
Not all roofing materials are eligible for certification. The materials must comply with Underwriters’ Laboratory Standard 2218 for impact resistance. Homeowners should confirm that their chosen materials meet these requirements.
Misconception 7: The Roofing Certificate is valid indefinitely.
The Roofing Certificate is only valid for a specific period, typically linked to the insurance policy. Homeowners should check with their insurance provider to understand how long the certificate remains effective.
Misconception 8: Homeowners need to submit the form directly to the Texas Department of Insurance.
Homeowners do not submit the form to the Texas Department of Insurance. Instead, they retain one copy for their records and provide another copy to their insurance company.
Misconception 9: The form is only necessary for residential properties.
While the Roofing Certificate is primarily aimed at residential properties, similar forms may exist for commercial properties. Homeowners should consult their insurance providers to understand the requirements for their specific situation.
The Roofing Certificate form serves a specific purpose in the context of residential insurance, but there are other documents that share similarities with it. Here are four such documents: